Payment acquirer

Saving money, cutting out the middle man

Getting rid of the middle man allows us to save customers millions a year, helping merchants pocket more of their hard earned money.

You're in good company

Up your game with our dynamic and intuitive APIs

The possibilities are endless.

Why Us

Learn why USA PAY is the right choice for you


USA PAY is a payment acquirer, meaning we are directly partnered with the networks. This allows us to offer rates lower than the competition.


Take your business on the go and manage it all with the touch of a button.


24x7 analytics to track and grow your business more efficiently.

Cloud based

Cloud based terminal software, making it easy to upgrade POS systems.

No hidden fees

No hidden deposit fees or transaction volume quota fees.  

World class support

A whole team dedicated to your business and all its payment needs.


Advanced analytics to grow your business

From merchant statements and alerts to our next-generation Business Track® online portal, USA PAY offers comprehensive reporting solutions for merchants of all sizes enabling efficient management of payment transaction data.

Send payments
Unlimited virtual cards
Threat Protection

Atlas Copco

"Partnering with USA PAY saved us millions a year. The process was quick and the switch was unnoticeable."

Charles H.
Assitant Cash Manager at Atlas Copco

Don't take it from us

Hear what our great customers have to say and why they love partnering with us.


"I would like to commend USA Payment services on professionalism and sincerity to my company and myself. We are very happy with your company's services and we look forward to a long prosperous relationship."

Thomas G. Mills


“USA PAY’s personal and exceptional service made the on boarding process simple and efficient.  We have 4 POS terminals at this location and have put their chip and pin readers at each one.  I would suggest this for every Kilwins location. The processing time is extremely quick and efficient.”

Gene G.
Franchise Owner at Kilwins

Request a price quote with one of our solution consultants

A member from our solution consultant team will be happy to help you start your application process with us.